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A Gift in your Will:

Have you thought about your legacy?

Having a Will ensures your wishes are carried out after your death. After you have remembered friends and family, choosing to leave a gift to RMA - The Royal Marines Charity will ensure we, as a charity, have the funding to provide the care and resources for the Corps Family long into the future.

Leaving a gift in your Will

We would always recommend that you speak to a solicitor or skilled professional in this area when making or amending your Will.

Once your loved ones are taken care of, if you wish to make a charitable gift to RMA - The Royal Marines Charity, a legacy gift of any value will make a huge difference to us.

When you leave a legacy gift in your Will it is not binding in any way and you can change your mind at any point. If you already have a written Will but are considering making an amendment or addition, you may well be able to do so by writing a codicil rather than re-writing a new Will.

Your Will and RMA - The Royal Marines Charity

Your will tells everyone what should happen to your money, possessions, and property after you die (your estate). If you do not leave a will, the law decides how your estate is passed on, and this might not be in line with your wishes. For some people, the idea of visiting a solicitor to discuss issues such as their personal wealth (or perceived lack of it) and eventual death is a daunting prospect – and often enough to find excuses to put off making a will until another day.

Through Guardian Angel, a digital will provider you can write a free legally binding will which is both easy and ensures your future wishes. To claim your free Will, use this code at the checkout: RMA-TRMC-FREE

You can find a Solicitor to help you write a will here: http://www.lawsociety.org.uk/for-the-public/common-legal-issues/making-a-will/

Contact our team

If you are interested in leaving a gift to RMA - The Royal Marines Charity in your will, please don’t hesitate to get in touch with our team today. We know that your will is personal, but setting up a legacy is straightforward, and our team is here to answer any questions you may have.

To have an informal chat or seek advice on legacy giving for RMA - The Royal Marines Charity please email the legacies team or call 023 9387 1565. Alternatively, you can speak to your solicitor or professional advisor. 

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Considerations when writing your Will

You may choose anyone, any organisation, or any charity you wish to benefit from your Will. These people or charities will become your beneficiaries. If you have any dependants you should be aware that the Inheritance (Provision for Family and Dependants) Act 1975 requires that, wherever possible, you should leave your dependants sufficient funds.

An executor is the person or persons responsible for handling your estate and making sure that your wishes are carried out after your death. An executor’s duties include ensuring that all debts, bills, funeral expenses and taxes are paid from your estate, and that all your beneficiaries receive what you intended them to inherit. It is important to choose your executor or executors carefully. You can choose a friend or family member (even if they are a beneficiary) but many people prefer a professional executor such as a solicitor. You can even choose a selection of both personal and professional executors.

Once your Will is properly signed and witnessed, it is a legal document. It is important to store your Will safely and inform your executor where it can be located. If your Will was prepared by a solicitor, it is usual for them to store the original whilst supplying you with a copy.

It is vital to review your Will occasionally to ensure it is still an accurate reflection of your wishes. You should speak to a solicitor about the simplest way to revise your Will quickly and cost-effectively.

Inheritance tax

By remembering RMA - The Royal Marines Charity in your Will you may be able to reduce the taxable value of your assets and lower the amount of inheritance tax due on your estate.

The Inheritance Tax (IHT) threshold does change from time to time but is currently set at £325,000. If the total value of your estate is above this threshold, it could be subject to IHT.

Married couples and civil partners can combine their tax allowances. This allows the surviving spouse or civil partner to benefit from any unused portion of their spouses or partner’s allowance.

As RMA - The Royal Marines Charity is a registered charity, a gift to us in your Will would be exempt from IHT. The gift will be deducted from your estate before IHT is calculated, and so reduce the amount of IHT payable. A solicitor will be able to give more detailed advice and guidance on efficient tax planning.

There is further incentive if you can leave RMA - The Royal Marines Charity 10% or more of your taxable estate as the IHT rate charged against your estate will be reduced from 40% to 36%.

For further information please click here.  

Our promise

Thank-you for considering leaving RMA - The Royal Marines Charity a legacy gift in your Will. We promise to use your special gift wisely to fund our charitable support and services.

We know that before considering your RM Family, you must put your loved ones first. We promise to use any gift, large or small, to help the Corps Family.

If you’d like to advise us that you will be leaving a legacy gift to RMA - The Royal Marines Charity, we promise to stay in touch with you, sharing stories and news from the people we’ve helped, as well as sending you our publications and annual review.

We understand that you may not wish to tell us you will be leaving a legacy gift and we respect your privacy. We can offer you as much or as little support as you require and we promise to always give you the space to make this important decision in your own time.

We understand that you may not wish to tell us you will be leaving a legacy gift and we respect your privacy. We can offer you as much or as little support as you require and we promise to always give you the space to make this important decision in your own time.